Friday, December 16, 2011

Give the Gift of Service

Sometimes the greatest gift you can give to others is service. If you spend three hours a week reading to a child, that child is twice as likely to score in the top 25% in reading. If you work to secure food donations for a local soup kitchen or food bank, you are directly providing meals to hungry individuals. Find volunteer opportunities in your area or create your own and recruit others.

Monday, December 12, 2011

Celebrate on a Budget

The holidays can be expensive, but you don't have to break the bank to celebrate. Taking a few minutes now to plan your holiday spending cound help you avoid taking on debt. Start by creating a holiday spending plan, keep track of what you spend, avoid impulse purchases, and leave the credit cards at home.