Wednesday, February 26, 2014

New Guides for Financial Caregivers

New Guides for Financial Caregivers:


The Consumer Financial Protection Bureau

has published four new guides for individuals who manage money or property for

a loved one who is unable to pay bills or make financial decisions. To read, print or

order copies, start at http://www.consumerfinance.gov/managing-someone-elsesmoney

Monday, January 13, 2014

America Saves Twitter Chats


America Saves Twitter Chats on Saving Money


 

General Instructions:

¨       Make sure you are following @moneytalk1 on Twitter

¨       Log in to Twitter at 7pm EST on the dates listed below

¨       Tweet your ideas and questions on the themes listed below for each date to @moneytalk1

¨       Use the hashtag #eXASchat in your tweets during the chat

¨       Create valuable content; chatters with the three most valuable tweets each week will win gift cards


Monday, February 3     Saving Money: Guidelines, Obstacles, and Motivators

          T1: What factors help people save money?

          T2: What obstacles prevent people from saving money?

          T3: How much money should people save annually?

          T4: What are some good ways to motivate yourself or others to save money?

          T5: Where is the best place to put savings dollars?

Monday, February 10     Saving Money: Strategies, Cash Flow, and Role Models

          T6: Where are some good books, Web sites, or other resources about saving money?

          T7: What is the one single best thing people can do to save money?

          T8: Who are some good savings role models for adults and/or children?

          T9: What are some ways to decrease expenses to “find” money to save?

          T10: What are some ways to increase income to “find” money to save?

Monday, February 17     Saving Money: Reasons, Resources, and Success Stories

          T11: What government or community programs can help people save?

          T12: What are some good reasons to save money?

          T13: What are some specific strategies to save money for retirement?

          T14: Do attitudes and personality traits affect savings behavior?

          T15: Do you have any good savings success stories (yourself or others)?

Monday, February 24     Saving Money: Goals, Automation, and Becoming an Investor

          T16: When, how, and why should savers also become investors?

          T17: What did your parents teach you about saving when you were growing up?

          T18: What is the most expensive thing that you saved money for instead of buying on credit?

          T19: What financial goal(s) are you saving money for now?

          T20: What are some good tips to make saving automatic?

Home Radon Testing


Radon is the second leading cause of lung cancer in the United States and is estimated to be responsible for 15,000-22,000 lung cancer deaths each year.

You can't see, smell, or taste radon. It's a radioactive gas that comes from the natural breakdown of the elements uranium, thorium, and radium in soil and rock.

Radon can be present in both outdoor and indoor air, but you're likely to get most exposure in your own home.

To help protect your health, you can test your home for radon and take measures to lower radon levels if needed.

Wednesday, December 18, 2013

Cybersecurity

BEWARE OF INCREASED ONLINE SCAMS DURING BUSY HOLIDAY SEASON

Individuals who shop online during the busy holiday season may save time and money, but they also are at risk of falling victim to a higher number of cyber scams.

David Shaw, Purdue’s chief information security officer, says security and law enforcement officers usually see a rise in malicious online activity this time of year as consumers are inundated with Web specials and email offers.

"With so many things going on during the holidays, more people are shopping online for gifts, but scammers know this, too," Shaw says. "Phishing, too-good-to-be-true product giveaways and fake e-commerce sites are some typical issues to watch out for. Many of these scams also have shown up on social media sites such as Facebook."


Although it’s always a good idea to monitor credit reports on an annual basis and review account statements each month, the FBI advises consumers to keep a particularly watchful eye on their personal credit information this time of year. Bank transactions and correspondence from financial institutions should be reviewed as well, as bank accounts often serve as a target for criminals to commit identify theft by creating new accounts in victims’ names.


Additional cybersecurity tips from the FBI that can help individuals protect their personal information are available on the
ITaP website.

Wednesday, November 20, 2013

Energy Savings

Tips for Saving Energy During the Winter


In the winter, when many people turn on their heaters and put up holiday lights, gas and electric bills can be much higher than usual.
According to the Department of Energy, a family spends more than $1,900 a year on electricity bills and other utilities. A big part of those costs come from wasted energy during those cold months.
However, you can save on winter energy costs if you make some changes in certain areas of your home. Get tips to save energy and money this winter.