Friday, February 22, 2013

America Saves Challenge

Setting a goal is the first step in taking charge of your finances. However, staying on track to meet that goal can be hard! The America Saves Challenge will help you meet your goals by providing daily encouragement and challenge!
The 2013 America Saves Challenge is part of America Saves Week (February 25-March 2, 2013), a time set aside annually to promote good savings behavior. The “2013 America Saves Challenge” is a free five-week program, held from Sunday, February 24, through Saturday, March 30, 2013. There will be weekly prizes and final challenge awards at the end of program.
You must enroll online at (Rutgers Cooperative Extension Small Steps to Health and Wealth™ Challenge Web site)
  • Set up a user name and password and
  • Download a one-page user’s guide with instructions about how to proceed.
  • Enroll in the Challenge titled “2013 America Saves Challenge.” This challenge will be among a list of names of online challenges that are currently available.
When people track their behavior and measure how they are doing, they are often inspired to do better and achieve positive results. Participants in the America Saves Challenge are “on their honor” to report their activities accurately. If they “cheat” on reporting their points, they are only cheating themselves by not following the recommended financial practices.
The America Saves Challenge is based on the performance of ten recommended financial practices. Ten points are given for performing each one. (Maximum of 700 points per week) “The Challenge is a great way to convert personal financial goals, like saving money and learning about investing, into daily action steps,” notes Dr. Barbara O’Neill, Extension Specialist in Financial Resource Management for Rutgers.
Participants will receive daily motivational messages. Paper tracking forms are available to keep track of daily activities.
Doing even one of the ten recommended daily financial practices is a great way to get started on your financial goals. The more America Saves Challenge activities you do, the better your financial progress.
To participate in the America Saves Challenge, visit, register an account, and enroll in the “2013 America Saves Challenge.”

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